Gi Gi's Taco Dip

Here it is. Grandma's famous taco dip. It is awesome.

15 oz refried beans
8 oz cream cheese
taco seasoning mix
8 oz sour cream
2 Tbsp lemon juice
chopped onion
16 oz salsa
small can olives
8 oz cheddar

Mash beans on a platter. Mix next 4 ingredients. Spread over beans. Top with remaining ingredients. Serve with tortilla chips.